Turn on more accessible mode
Turn off more accessible mode
Skip Ribbon Commands
Skip to main content
This page location is:
Toggle navigation
EN ESPAÑOL
|
Español
|
português
|
French
|
한국어
|
Việt
|
Haitian Creole
|
العربية
Apply Online for Legal Help
LEGAL TOPICS
>
Consumer, Credit, and Debt Issues
>
Fraud and Scams
Consumer, Credit, and Debt Issues
Learn about problems paying bills, buying cars, using credit cards, how to avoid bad loans, how to file for bankruptcy, how to avoid foreclosure, and more.
Fraud and Scams
Page Content
Learn About the Law
Disaster Tips for NJ Consumers Affected by Sandy
Outside Links
IRS Releases the Dirty Dozen Tax Scams for 2013 (from the IRS)
Free credit freezes are here (from the Consumer Financial Protection Bureau)
BBB Tips on COVID-19: Don’t Panic, Be Safe, and Avoid Scams (from the Better Business Bureau)
Federal-State COVID-19 Fraud Task Force Announced (from the NJ Office of the Governor)
Important New Jersey Alert
FEDERAL DISASTER DECLARED FOR SOME NJ COUNTIES
Did You Recently Lose Unemployment Benefits? Help is available!
Tenants' Rights in New Jersey
Covid-19 Legal Updates
Interactive Guides and Form Creators
Interactive Application for Victims of Crime Compensation
Clearing Your Record Online
Just Posted
October 2021 Looking Out for Your Legal Rights
Online Safety
Changes to Domestic Violence Restraining Orders
Survivors of Sexual Violence: Community Legal Education Materials
NJ SNAP Benefits Changes: What You Need to Know
Did You Recently Lose Unemployment Benefits? Other Programs Can Help!
Child Tax Credit Now Fully Refundable
Divorce Manual
Divorce in New Jersey: A Self-Help Guide (read the instructions)
Divorce in New Jersey: A Self-Help Guide (order instructions and forms)
Tools
Non-Legal Resources
Other Languages
Calculators
Glossary
LEGAL TOPICS
Currently selected
Housing
New Landlord-Tenant Court Process & COVID-19-Related Housing Assistance
Landlord-Tenant
Home Ownership
Homelessness Prevention and Rental Assistance
Housing Discrimination
Public Housing
Relocation Assistance
Rooming/Boarding Houses and Mobile Home Parks
Utilities
Consumer, Credit, and Debt Issues
Automobiles
Bank Accounts
Bankruptcy
Credit Cards
Credit Discrimination
Credit Reports and Credit Scoring
Debt Collection
Fraud and Scams
General Tips for Consumers
Identity Theft
Insurance
Leases
Student Loans
Courts
Forms for Lawsuits and Representing Yourself
New Jersey State Courts
New Jersey State Administrative Agencies
Federal Courts
Federal Administrative Agencies
Finding a Lawyer
Finding the Law
Instead of Lawsuits
Appeals
Disability
Americans with Disabilities Act
Access
Documenting Disability
Employment
Housing
Transportation
New Jersey Law Against Discrimination
Rehabilitation Act
Social Security Disability/SSI
Temporary Disability
Mental Health
Discrimination
Discrimination Against Certain Persons
Discrimination—Places or Subjects
Family and Relationships
Domestic Violence
Division of Child Protection and Permanency/Child Welfare
Adoption
Divorce
Custody/Visitation
Child Support
Guardianship
Same-Sex Couples
Marriage
Name Change
Paternity
Pets
Advance Directives
Government Aid and Services
Food - Hunger/Nutrition
WorkFirst NJ/TANF/GA
Emergency Assistance/EA
Child Care
Social Security Disability/SSI
Disaster Assistance
Language Assistance
Transportation
Unemployment
Veterans Benefits
Voting in New Jersey
Access to Information
2020 U.S. Census
Health Care
Coronavirus
Medicaid
Medicare
Uninsured/Charity Care
Rights of Patients/Medical Records
Long-Term Care
Private Insurance
Advance Directives
Rights Connected with Special Medical Problems
Affordable Care Act
New Jersey FamilyCare
Prescription Drugs
Family and Medical Leave
Vaccines
Immigration
General Information
Asylum
Citizenship and Naturalization
Deferred Action for Childhood Arrivals/DACA
Detention
Employment
Right to Public Benefits
Taxes
Temporary Protected Status
VAWA
Victims of Crimes
Jobs and Employment
Applying for a Job
Domestic Workers
Employment Discrimination
Family and Medical Leave
Farmworker Rights
Health Issues
Pension and Retirement Benefits
Sexual Harassment
Temporary Disability
Unemployment Insurance
Wages and Hours
Whistleblowing
Workers Compensation
Wrongful Termination
Military and Veterans
Death Benefits
Disability Compensation
Disability Pension
Discharges
Education Benefits
Family Issues
Filing Requirements
Health Care
Other Benefits
Other Resources
Servicemembers Civil Relief Act
Tax Questions
School and Learning
Education Representation Project (ERP) brochure
Know Your Educational Rights!
Special Education
Early Intervention
School Registration/School Residency
Homeless Students
Discipline
Student Records
Bullying
Bilingual Education
GED/Adult Education
Financial Aid
Student Loans
Education Discrimination
School Breakfast and School Lunch
Other Topics
Seniors
View all Seniors articles
Guardianship
Government Aid and Benefits
Long-Term Care
Wills and Trusts
Advance Directives
Taxes
Current Tax Questions and Answers
Earlier Years Tax Questions and Answers
Individual Tax Payer Identification Numbers/ITIN
Tax Liens and Levies
Other Federal Tax Questions
Free Tax Preparation for Low-Income Tax Payers
State Tax Practice and Procedure
Utilities
Help with Utility Bills
Utility Shutoffs
Gas and Electric
Water and Sewer
Telephone
Cable
Internet
Youth
Family and Relationships
School and Learning
Money and Consumer Issues
Health Issues
Immigration
Jobs
Housing and Homelessness
Safety
General Information
Legal Issues
Multilingual
Coronavirus
Criminal Charges and Convictions
Expungement
Civil Forfeiture
Prisoner Reentry
Your Rights Under the Criminal Laws
Motor Vehicle Laws
English
Home
rdr
Espanol
Español
Familia y relaciones
Asuntos del consumidor, crédito y deuda
Ayuda y servicios del gobierno
Cargos penales y las condenas
Cuidado médico
Discapacidad
Discriminación
Escuela y aprendizaje
Fuerzas armadas y veteranos
Impuestos
Jóvenes
Migración
Personas mayores
Servicios públicos
Trabajos y empleo
Tribunales
Víctimas de delitos
Videos
Vivienda
Victims of Crime
Victims’ Services
Domestic Violence
Human Trafficking
Identity Theft
FORMS
SUPPORT OUR WORK
GET LEGAL HELP
APPLY FOR HELP
PUBLICATIONS
VIDEOS