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​​​​​​​​Welcome to the LSNJLAWSM website, provided by Legal Services of New Jersey (LSNJ). LSNJ is a 501(c)(3) nonprofit offering free legal advice to low-income people in New Jersey. Find legal information by clicking on a legal topic or typing a few words into the search box. ​

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Jobs and Employment
Payroll Cards

Some New Jersey employers are beginning to ask employees who do not have a bank account to use a "payroll card" to receive their wages.  A payroll card looks like a bank debit card. The money you earn goes into an account held by the company that issued the card, and you withdraw itoften at an ATM machineor spend it by using the card.

There are some questions you may want to ask to figure out whether a payroll card is a good idea for you. See Questions for Employees to Ask About Payroll Cards (from Consumers Union) for more information. ​​​​