FEMA Eligibility
Page Content To qualify for assistance, your losses must have occurred in an area covered by a disaster declaration (check your county) AND if you have insurance, you must file a claim with your insurance company.
Housing Needs Assistance – To receive money or help for "Housing Needs" that are the result of a disaster, all of the following must be true:
You have losses in an area that has been declared a disaster by the president.
You have filed for insurance benefits and the damage to your property is not covered by your insurance or your insurance settlement is insufficient to meet your losses.
You or someone who lives with you is a citizen of the United States, a non-citizen national, or a qualified alien.
The home in the disaster area is where you usually live and where you were living at the time of the disaster.
You are not able to live in your home now, you cannot get to your home due to the disaster, or your home requires repairs because of damage from the disaster.
You may NOT be eligible for "Housing Needs" assistance if:
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