NOTICE: ON FEBRUARY 27, 2012, THE NEW JERSEY SUPREME COURT ISSUED AN OPINION THAT MAY CHANGE SOME OF THE INFORMATION IN THIS GUIDE. THAT OPINION, U.S. BANK, N.A. V. GUILLAUME (A-11-11) (068176) CAN BE FOUND ON THE NEW JERSEY JUDICIARY’S WEBSITE. CHECK BACK SOON FOR UPDATES TO THE GUIDE.

Note: We are in the process of adding more information to Foreclosure: A Self-Help Guide to Saving Your Home. A sample Motion to Set Aside Default is now available as Appendix E and a sample Motion to Vacate Final Judgment is now available as Appendix F. Check back soon for additional revisions.