Check to see if you are eligible
Are your children under 19 years old? Have you been told that your children are eligible for free or low-cost NJ FamilyCare health insurance coverage but that you or their other parent or caretaker makes too much money to be eligible yourself?
On September 1, 2008, the maximum income for parents of children under 19 years old to qualify for NJ FamilyCare was raised from 133% to 200% of the federal poverty level. Please check the chart below to see if you may be income-eligible. There is no asset limit.
You must have been without health insurance for three months to be eligible, but there are some exceptions: (1) you became unemployed through no fault of your own and lost your health coverage under an employer’s group plan; (2) you are on COBRA coverage or you have a commercial Individual Health Policy; or (3) your COBRA coverage under a group plan expired. You also may not be on Medicare, Medicaid, or NJ FamilyCare.
If you are the parent(s) or caretaker(s) of a child who is younger than 19 and you think you may be eligible for NJ FamilyCare, please contact NJ FamilyCare immediately at 1-888-701-0710 and ask for an application. You may also download an application from their Web site. Depending on your family income, you may have to pay a small monthly premium. However, as of July 1, 2009, FamilyCare no longer charges a premium for children with family income below 200% of the poverty level.
Please remember that children can be eligible for NJ FamilyCare with a much higher family income (up to 350% of the poverty level). If you think that you and/or your children are eligible for FamilyCare and your application is denied or you are terminated, please contact your nearest Legal Services office or call LSNJ-LAW™, Legal Services of New Jersey’ statewide, toll-free legal hotline, at 1-888-LSNJ-LAW (1-888-576-5529) for legal assistance. Hotline hours are Monday through Friday, 8:00 a.m. to 5:30 p.m.
NJ FamilyCare Income Eligibility for Parent Applications (200% Federal Poverty Level)
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Family Size 2
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Family Size 3
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Family Size 4
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Family Size 5
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Family Size 6
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Family Size 7
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Annual
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$29,140
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$36,620
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$44,100
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$51,580
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$59,060
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$66,540
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Monthly
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$2,429
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$3,052
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$3,675
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$4,299
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$4,922
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$5,545
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*If your family’s size is larger than 7 people, please contact NJ FamilyCare for the income limit.
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This information last reviewed 3/21/10. |