LSNJLAW SM

Find Free NJ Legal Information

Welcome to the LSNJLAWSM website, provided by Legal Services of New Jersey (LSNJ). LSNJ is a 501(c)(3) nonprofit offering free civil legal assistance to low-income people in New Jersey. Find legal information by clicking on a legal topic or typing a few words into the search box.

LAW Home > Legal Topics > Housing > Home Ownership > Foreclosure

Reinstatement (“Restart”) of a Foreclosure Action (N.J.S.A. 2A:50-56.3 and NJ Court Rule 4:64-8)

 

​​

In 2019, Governor Phil Murphy signed nine new laws that affect New Jersey foreclosures. The laws aim to help homeowners and reduce foreclosures. This article describes the law that relates to the reinstatement of a foreclosure action.

If a foreclosure case is filed, but none of the parties (people or lender) in the case file documents for 12 months, the court may dismiss (or cancel) the case.

The lender will be able to reinstate (restart) the case, but will have to pay a $500 reinstatement fee. The lender cannot pass this cost on to the homeowner.

For more information about other important sections of the laws, click on one of the topics below.

The “citations” (letters and numbers next to each section title) are codes used to find laws online or in a law library. ​​